⌃ Cubby

A household budget that stays yours.

Track spending, budgets, net worth, and investments together, without ads, trackers, or anyone selling your data.

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Budgets that keep up

Monthly envelopes by category, with an email when one runs over.

Import from your bank

Bring in the CSV your bank already gives you. Vendor rules categorize it for you.

Trips and projects

Label a vacation or a remodel and see what it cost across every category, against what you planned.

Net worth over time

Cash, cards, loans, property, and investments in one number, month by month.

Investments, priced daily

Enter holdings from your statement. Add a free Tiingo token and prices update overnight.

Built for a household

Invite a partner. Everyone works from the same books.

What we can and can't see

"Privacy-first" should mean something you can check. Here is exactly where your data goes.

What we never see
  • Your bank or brokerage passwords. We never ask for them: bank data arrives as files you download yourself.
  • The CSV files you import. Each one is read once and not kept.
  • Anything about you beyond your email address, plus your name and photo if you sign in with Google.
What we can see
  • What you store here. Transactions, balances, and holdings live in our database and aren't end-to-end encrypted, so as the operator we could read them. We use them only to run the service.
  • Error reports. When something breaks, Sentry receives the error and your account ID, never your transactions.
  • No ads
  • No selling your data
  • No analytics or trackers
  • Export everything, any time
  • Delete your account and your data goes with it

Backups are encrypted and kept for 30 days, so deleted data is gone from them within a month. The privacy policy lists every company that handles your data, and what for.